Why You May Need an SR-22 in Arizona

You’ve probably heard of SR-22 insurance, but you may not know precisely what it is or why you might need it. In this blog post, we’ll explain SR-22 insurance and give some situations you might need to get one in Arizona.

What is an SR-22?
An SR-22 certificate of financial responsibility proves you have the minimum car insurance required by your state. If you’re caught driving without insurance, your license can be suspended. An SR-22 ensures that you’ll be insured appropriately and serves as proof to the state Department of Motor Vehicles (DMV).
Not all insurers offer SR-22s, so you may need to shop around to find one that does. Once you find an insurer that provides SR-22s, they will file the paperwork with the DMV on your behalf.

It’s important to note that an SR-22 is not a type of insurance; it’s simply a document that proves you have the insurance required by your state.

When Might You Need an SR-22 in Arizona?

You might need an SR-22 if:
You’ve been convicted of a DUI or other serious traffic violation
You’ve been involved in an at-fault accident while not carrying insurance
You’ve had your license suspended or revoked due to multiple traffic violations

If any of these things have happened, an Arizona court may order you to get an SR-22 and maintain it for a set period. That period will typically be three years, but it could depend more or less on your situation.

In short, you may need an SR-22 in Arizona if you’ve been convicted of a DUI or other serious traffic violation, been involved in an at-fault accident while not carrying insurance, or had your license suspended or revoked due to multiple traffic violations. If any of these things have happened, an Arizona court may order you to get an SR-22 and maintain it for a set period. That period will typically be three years, but it could depend more or less on your situation. If you find yourself in this situation, contact your insurer to see if they offer SR-22s. Once you find one that does, they will file the paperwork with the DMV on your behalf.