SR-22 Insurance in Arizona: Everything You Need to Know

Whether a new driver or a seasoned pro, you’ve probably heard of SR-22 insurance. But what exactly is SR-22 insurance, and do you need it? In this blog post, we’ll give you all the information you need to know about SR-22 insurance in Arizona.

What is SR-22 Insurance?
SR-22 insurance is a type of car insurance required by the state for specific drivers. If you are required to have SR-22 insurance, you have been deemed a high-risk driver. High-risk drivers are those who have been involved in accidents or have received multiple traffic violations. To get your license reinstated after being classified as a high-risk driver, you must file an SR-22 form with the state and maintain your SR-22 insurance for a minimum of three years.

Do I Need SR-22 Insurance?
You may be required to get SR-22 insurance if you have been convicted of any of the following offenses:

• DUI/DWI
• Reckless driving
• At-fault accident
• Driving without insurance
• Driving with a suspended or revoked license

If you are required to carry SR-22 insurance, the state will notify you and your insurance company. Your insurance company will then file the necessary paperwork with the state.

Not all insurers offer SR-22 insurance, so you may need to shop around to find an insurer that can provide you with the coverage you need.

How Much Does SR-22 Insurance Cost in Arizona?
The cost of your SR-22 insurance policy will depend on various factors, including your driving record, vehicle type, and the insurer you choose. In general, however, you can expect to pay more for an SR-22 policy than a standard auto insurance policy. The average cost of an SR-22 policy in Arizona is $450 per year.

How Long Do I Need to Keep My SR 22 Insurance? If you are required to carry SR 22 insurance in Arizona, you must maintain your policy for at least three years from the date it is filed with the state. If you cancel your policy before the three years are up, your insurer will notify the form, and your license will be suspended again.

Where Can I Get SR 22 Insurance in Arizona? You can get SR 22 insurance from any insurer that offers this type of coverage. Not all insurers provide this type of coverage, so you may need to shop around to find an insurer that can provide you with the coverage you need. Compare quotes from multiple insurers to find the best rate.