What Is an SR-22 in Arizona, and When Is It Required?

If you have been driving for several years but have recently lost your license in another state, you’ll likely need to obtain a unique SR-22 auto insurance form from your current insurer. Your state traffic authority requires this form. However, you should know that you’ll have to keep filing this form if you move to a new state. By checking its traffic laws, you can quickly determine if your new state requires an SR-22.

The length of time you must keep this document depends on your state’s requirements. SR-22 requirements are often three years, but they can be longer depending on your condition. You must keep a copy of this proof of insurance for the entire three-year period. You’ll need your full name, date, and driver’s license number.

It is required by law for drivers with certain offenses. For instance, a DUI, driving without insurance or having too many points on your license make you a high risk. Failure to do so can result in fines and license suspension.

SR22s are also known as certifications of financial responsibility and are documents that verify that you have adequate liability insurance. In some instances, the state department of motor vehicles and the court will require you to file an SR-22 to restore your license or registration. You can file the form through your auto insurance company. You should be aware that there are two types of certificates: operator and owner certificates. These certificates are used for different types of insurance.

Non-owner SR-22 insurance is often the cheapest option and does not cost a fortune. Before submitting this form, you should consider the amount of coverage you need. It may be challenging to decide how much coverage you need, but it will help protect you in a car accident or other incident.

An SR-22 filing fee varies depending on the state and insurance provider. You can file the SR-22 form online or visit your insurance provider. The insurance provider will then file the form with the state and charge the fee as part of your insurance bill. If you’re considering getting an SR-22, make sure you take the time to research insurance quotes so that you can find the best deal.

While SR-22 insurance is not an auto insurance policy, it’s an endorsement to your auto insurance policy that proves you have the minimum liability insurance required in your state. This certificate proves to your insurance company that you’re paying your insurance premiums on time and are financially responsible. It’s also essential to regain your license after a major traffic violation. In addition to this, a DUI conviction usually requires you to file an SR-22 to prove your insurance coverage.