What If I Don’t Own a car but am ordered to File an SR-22?
What if I don’t own a car but have been ordered to file an SR-22? That’s understandable, but you’re probably more confused than anyone. This article aims to give you the necessary information to understand this requirement. Listed below are some options. If you don’t own a car, you can rent one.
Firstly, what is an SR-22? An SR-22 is not insurance. It’s a document that an insurer issues to verify that you meet the state’s minimum auto liability requirements. Not all drivers have to carry an SR-22; only those who have received a court order are required to have one. You can still carry insurance, but you won’t be able to drive on public roads or without coverage.
In addition to an SR22, you can also file for the revocation of your license. This can be accomplished by contacting your state’s department of motor vehicles. You will then need to notify your auto insurer that you no longer own a car and request that the SR22 form is canceled. You’ll also need proof of a car insurance policy for the next three years.
SR22 insurance is relatively inexpensive, depending on the state. It’s worth remembering that an SR22 will raise your insurance rates if you’ve had a DUI in the past.
The period of the SR-22 is different in each state, but it generally lasts between one and five years. You can get a replacement policy after three years or even five. Depending on your offense’s severity, you might have to pay more than once to avoid repeat violations. The good news is that most of these requirements are only temporary, so you’ll have plenty of time to shop for a new policy.
SR-22 insurance is a mandatory requirement for many states. It’s a type of insurance policy that reports how much coverage you have on your car. Most states only require basic liability coverage, which pays for other people’s costs in an auto accident. If you don’t own a car but still need to file an SR-22, you can do so through a non-owner policy.